- About Us
- Company OverviewLearn more about MEDICAL MUTUAL
- Board of DirectorsCurrent members of the Board
- OfficersCurrent officers of the Company
- Value PropositionThe MEDICAL MUTUAL Difference
- ProducersFind a Producer
- FinancialsView our annual report
- Mutual Advantage PlanA financial reward program
- Notes from the Chair NewsletterImportant information for our Insureds
- Contact UsContact Us for more information
Our financial reward program recognizes your commitment to quality medicine.
Learn More - Coverages
e-dataRESPONSE+ Cyber Liability Coverage provides critical protection in case of a breach.
Learn More - Claims
If you have been contacted by an attorney regarding your care of a patient, read this now
Learn More - Risk Management
- Risk Management OverviewOur risk management philosophy
- Resources/SearchSearch our comprehensive library
- Doctors RX NewsletterOur risk management newsletter
- Education ProgramsRegister for a risk management program
- Security Risk AssessmentEvaluate the security of your practice
- AlertsAlerts issues by medical organizations
- Practice Manager ToolboxAn online resource designed for Practice Managers
- AI Risk ManagementArtificial Intelligence
- Practice Self-Assessment SurveyTake the practice self-assessment survey
- Risk Management FAQCommon Questions about Managing Risk
- Med-RiteLearn more about Med-Rite
- PodcastsListen to risk management podcasts
Our Risk Management education programs provide CME Credits and premium discounts. Register today!
Register - Resources
Browse our comprehensive research library for information on HIPAA, EMR, claims, and much more
Search
About Us
MEDICAL MUTUAL Liability Insurance Society of Maryland is the leading provider of medical professional liability insurance for Maryland Physicians. We are proud to be a mutual company that is owned by Maryland Doctors and directed by Maryland Doctors. Since 1975, we have been dedicated to providing the most aggressive defense of our Insureds' practices and reputations, providing affordable and comprehensive coverages, offering timely and meaningful risk management education programs and materials, and maintaining gold-standard service to our Insureds.
Mission Statement
To provide quality professional liability insurance to Maryland Physicians
George S. Malouf, Jr., M.D., FACS
Chair of the Board, MEDICAL MUTUAL
Physician in Comprehensive Ophthalmology in Montgomery and Prince George's Counties, Maryland
Mary Ellen M. Valliant
Vice Chair of the Board, MEDICAL MUTUAL
Managing Partner, Valiant and Associates, LLC, Private Wealth Management Services of Chestertown, Maryland
Albert L. Blumberg, M.D.
Vice Chairman, Department of Radiation Oncology, Greater Baltimore Medical Center, past President of MedChi, the Maryland State Medical Society, past President of the Maryland Radiological Society, past President of the American College of Radiology
Willarda V. Edwards, M.D., MBA
Practicing Internal Medicine Physician in Baltimore, Maryland, past President of MedChi, the Maryland State Medical Society, past President and COO of the Sickle Cell Disease Association of America, past President of the National Medical Association
Walter J. Giblin, M.D.
Practicing Dermatologist in Rockville, Maryland, member of MedChi, the Maryland State Medical Society serving as long-term delegate for the Montgomery County Medical Society
Maurice L. Haywood, CFA
Managing Director and Senior Portfolio Manager, Brown Capital Management
Thomas W. Johnson
Managing Director and head of North American Financial Institutions Advisory at HSBC Securities (USA), Inc.
Paul C. Marinelli, M.D.
Practicing Radiologist in Hagerstown, Maryland, Chairman, Department of Radiology, Meritus Medical Center and President, Associated Radiologists, PA
John W. McCullough, CPA
Retired Partner with the international accounting firm of Ernst & Young, LLP
Robert R. Neall
Chief Executive Officer of Priority Partners Managed Care Organization, former Member of Maryland State Senate and House of Delegates, former County Executive of Anne Arundel County
Jeffrey M. Poole, MBA, CPCU
President and Chief Executive Officer, MEDICAL MUTUAL
Gene M. Ransom, III, Esq.
Chief Executive Officer for MedChi, the Maryland State Medical Society, former Member and President of Queen Anne's County Commission
Mark L. Wasserman
Senior Vice President - External Affairs of University of Maryland Medical System
George S. Malouf, Jr., M.D.
Chair of the Board
Jeffrey M. Poole
President and Chief Executive Officer
Keith P. Allen
Senior Vice President – Actuary
Mary Lura Duvall
Senior Vice President, Chief Financial Officer and Treasurer
Cheryl F. Matricciani
Senior Vice President – Underwriting Operations, General Counsel and Secretary
Beth A. Atwell
Vice President – Claims Operations
John H. Clifton
Vice President – Claims
John R. Franklin
Vice President – Communications
Steven P. Keuler
Vice President – Controller and Assistant Treasure
Elizabeth A. Svoysky
Vice President – Risk Management
Natalie A. Roberts
Assistant Vice President – Accounting, Assistant Controller
Benjamin C. Rohm
Assistant Vice President – Underwriting
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BB&T Insurance Services, Inc.
t/a BB&T - Frederick Underwriters -
BB&T Insurance Services, Inc.
t/a BB&T - Atlantic Risk Management -
Benjamin Joseph Borzymowski
t/a Borzymowski Insurance Agency, Inc.
Avery W. Hall Insurance Agency
P.O. Box 2317
308 E. Main Street
Salisbury, MD 21801
410-742-5111
410-749-2572 Fax
www.averyhall.com
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BB&T Insurance Services, Inc. t/a BB&T - Frederick Underwriters
7200 Bank Court
P.O. Box 235
Frederick, MD 21705
301-662-1147
301-644-6565 Fax
www.bbandt.com
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BB&T Insurance Services, Inc. t/a BB&T - Atlantic Risk Management
5850 Waterloo Road, Suite 240
Columbia, MD 21045
410-480-4400
www.bbandt.com
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Bartlett, Griffin & Vermilye, Inc.
P.O. Box 150
506 Idlewild Avenue
Easton, MD 21601
410-822-2400
410-822-9471 Fax
www.bartlettgriffin.com
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Benjamin Joseph Borzymowski
t/a Borzymowski Insurance Agency, Inc.
2160 East Joppa Road, Suite 201
Baltimore, MD 21234
410-661-0100
410-661-8296 Fax
Email: benborzy@aol.com
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CBIZ Insurance Services, Inc.
44 Baltimore Street
Cumberland, MD 21502
301-777-1500
301-724-3953 Fax
Email: eseward@cbiz.com
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The CIMA Companies
2750 Killarney Drive, Suite 202
Woodbridge, VA 22192
703-739-9300
800-468-4200
703-739-0761 Fax
www.cimaworld.com
Top
CNR Insurance Inc.
166 West Street
Annapolis MD 21401
410-897-9890
866-790-3743
410-897-5957 Fax
www.CNRInsurance.com
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Diversified Insurance Industries, Inc.
2 Hamill Road, Suite 155
Village of Cross Keys, West Quadrangle
Baltimore, MD 21210
410-433-3000
410-433-3440 Fax
www.dii-ins.com
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Glascock & Meenan Insurance Agency, Inc.
45 West Dares Beach Road
Prince Frederick, MD 20678
410-535-0222
410-535-0902 Fax
Email: keith.meenan@glascock-meenan.com
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Howard W. Phillips and Company
2555 Pennsylvania Avenue, NW
Washington, D.C. 20037
202-331-9200
202-331-8452 Fax
www.hwphillips.com
IFS Financial Corporation
1532-I Pointer Ridge Place
Bowie, MD 20716
301-792-9444
301-249-7807 Fax
Email: val@ifsmd.com
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Insurance, Inc.
10461 Mill Run Circle, Suite 1000
Owings Mills, MD 21117
410-753-1900
410-753-1899 Fax
www.insurance-inc.com
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J. Edward Cochran & Co., Inc.
1120 C Professional Court
Hagerstown MD 21740
301-739-6400
301-739-7495 Fax
www.jecinsurance.com
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Jones Birdsong, LLP
517 Benfield Road, Suite 302
Severna Park, MD 21146
410-975-9711
410-975-9716 Fax
www.jonesbirdsong.com
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Keller-Stonebraker Insurance, Inc.
3458 Ellicott Center Drive, Suite 104
Ellicott City, MD 21043
410-461-0700
410-465-8766 Fax
www.ksiinc.com
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Kerxton Insurance Agency, Inc.
7679 Limestone Drive, Suite 155
Gainesville, VA 20155
703-556-8787
703-591-3948 Fax
www.kerxton.com
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Lindquist Insurance, Inc.
522 Chesapeake Avenue
Annapolis, MD 21403
443-837-3200
410-280-9243 Fax
www.lindquistinsurance.com
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Maury, Donnelly & Parr, Inc.
24 Commerce Street
Baltimore, MD 21202
410-685-4625
410-685-3071 Fax
www.mdpins.com
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Mayer & Steinberg, Inc.
104 Church Lane, Suite 300
Baltimore, MD 21208
410-484-7000
410-486-1663 Fax
www.mayersteinberg.com
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Med-Chi Insurance Agency, Inc.
1204 Maryland Avenue
Baltimore, MD 21201
410-539-6642
410-752-5421 Fax
www.medchiagency.com
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Omni Insurance Associates, Inc. t/a Eisenberg & Associates
2326 North Charles Street
Baltimore, MD 21218
410-243-4800
410-243-6291 Fax
Email: brian@monyassociates.com
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Oxley & Goldburn Insurance, Inc.
204 Monroe Street, Second Floor
Rockville, MD 20850
301-762-3600
301-251-1479 Fax
www.oxley-goldburn.com
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PSA Professional Liability, Inc.
11311 McCormick Road, Suite 500
Hunt Valley, MD 21031
410-821-7766
410-828-0242 Fax
www.psafinancial.com
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Reese, Yeatman & Associates, Inc.
4704 Highland Avenue
Bethesda, MD 20814
301-657-9490
301-560-5340 Fax
www.reeseyeatman.com
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Shannon & Luchs Insurance Agency, Inc.
400 Professional Drive, Suite 360
Gaithersburg, MD 20879
301-670-7370
301-670-7390 Fax
www.shannonandluchs.com
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Wallace & Wallace Insurance Agency, Inc.
7945 MacArthur Boulevard, Suite 212
Cabin John, MD 20818
301-320-5800
301-320-6940 Fax
www.wwinsure.com
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Wetzel & Lanzi, Inc.
702 Heaver Plaza
1301 York Road
Lutherville, MD 21093
410-339-7400
410-339-7958 Fax
www.wetzelandlanzi.com
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Wright-Gardner, Inc.
100 West Antietam Street
Hagerstown, MD 21740
301-733-1234
301-733-5821 Fax
www.wrightgardner.com
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York Insurance Services, Inc.
2011 Rock Spring Road
Forest Hill, MD 21050
410-893-4881
410-838-1851
410-893-4187 Fax
www.yorkinsuranceservices.com
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Lawsuits can happen years or even decades after a patient encounter. Our history of financial strength means we'll be by your side throughout your career.
Rated "A" (Excellent) by A.M. Best
Among the reasons A.M. Best cites for this rating are our continued strong operating performance, our history of providing dividends to our Policyholders and our superior risk management programs and materials.
2023 Annual Report
Essential, fundamental and indispensable are just a few words to describe the care that you provide as a practitioner of the healing arts. Your patients know it. We at MEDICAL MUTUAL know it as well. No matter the situation, Physicians will always be essential to our society. And MEDICAL MUTUAL will be there to support you. We invite you to peruse our 2023 Annual Report, themed "A Pillar of Strength."
Our financial reward program recognizes your dedication to providing quality medicine, day in and day out.
We created the Mutual Advantage Plan (MAP) financial reward program to recognize the commitment of our Physician policyholders and their dedication to the long-term success and stability of MEDICAL MUTUAL, and their continued practice of quality medicine. Each year, our Board of Directors may announce new funds, if any, to be allocated to MAP accounts, as a percentage of each Participant's base premium.
MAP is free to join, and will never affect your policy or your premium. No strings attached — it is simply our way of recognizing your commitment.
Am I Eligible?
An eligible Participant of the Mutual Advantage Plan is a full-time or part-time health care provider named on an individual or group policy of medical professional liability insurance issued by MEDICAL MUTUAL, but only if the health care provider is individually rated and underwritten. "Participant" does not include a business entity or a health care provider who is not individually rated and underwritten. The Plan applies solely to individuals.
We recommend you contact us or your Producer to determine your eligibility.
Log In
If you are already enrolled in MAP, log in to your account to view your current MAP balance and for further information.