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The practice of medicine requires a long-term commitment. So, Doctors need to know that their insurance company will be defending their interests not just today, but also for many years to come. Maryland Physicians have that confidence in MEDICAL MUTUAL. For that reason MEDICAL MUTUAL insures more Maryland health care providers than any other company.

As other insurance companies struggle, MEDICAL MUTUAL remains strong. Our solidity comes from an unwavering commitment to our core principles of Physician advocacy, aggressive defense and financial responsibility.

We do not avoid the tough decisions. We follow the most cost-effective long-term pricing policies to provide for the continued availability of insurance to our Insureds. We do not seek fast gains based on high-risk ventures. Instead, MEDICAL MUTUAL resolutely manages its operations and investments to ensure ongoing stability. Our Policyholders want us to be responsible and secure so that we can defend their long-term interests. And we are. MEDICAL MUTUAL is a paradigm of strength and intelligent growth.

  • MEDICAL MUTUAL is rated "A" (Excellent) by A.M. Best, the oldest and most experienced rating agency in the world.

  • MEDICAL MUTUAL’s conservative investment philosophy enables our continued strength and stability. Our portfolio is prudently managed to emphasize safety and liquidity with investments primarily in investment grade bonds.

  • MEDICAL MUTUAL is the owner of the Professionals Advocate Insurance Company, an A.M. Best rated "A" (Excellent) insurer providing professional liability coverage to thousands of additional health care providers.

  • MEDICAL MUTUAL insures more health care professionals in Maryland than any other medical professional liability insurer.

2016 Annual Report
Exceeding Expectations


AM Best

Rated "A" (Excellent) by
A.M. Best

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