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The MEDICAL MUTUAL Liability Insurance Society of Maryland is the first choice in professional liability insurance for Maryland Doctors. Since 1975, MEDICAL MUTUAL has offered you comprehensive and affordable coverage, personal service and an unmatched commitment to the long-term defense of your reputation and career.

During these times of constant change in the health care delivery system, you can depend on MEDICAL MUTUAL to offer what you need…

Year in and year out, the vast majority of our Insureds renew with MEDICAL MUTUAL. They know we have the commitment and financial strength to be here when they need us.

MEDICAL MUTUAL is one of the nation’s oldest Physician-owned, medical professional liability insurance carriers. We are the only such company to insure Maryland Physicians continuously since 1975.

MEDICAL MUTUAL is rated "A" (Excellent) by A.M. Best in recognition of our financial strength and performance.

Shared Values
MEDICAL MUTUAL is Physician-owned and managed. Doctors make the decisions that affect you. We are the only professional liability insurance company endorsed by MedChi, The Maryland State Medical Society.

Superior Coverages
Free "Tail" upon retirement with one year of continuous coverage with no age requirement. Tailored products for large groups. Full Prior Acts coverage.

As a company created by Maryland Physicians to serve Maryland Physicians, we are totally dedicated to helping you meet the challenges of today’s litigious society. The top malpractice defense attorneys in Maryland work exclusively for MEDICAL MUTUAL. We offer a comprehensive selection of Risk Management programs across the state to help you understand and manage your risks. And our Risk Management programs offer you premium credits and CME credits.

Because of our years of experience and hard-earned knowledge in the Maryland courts, our success rate in defending the livelihood and reputations of our Insureds against malpractice claims is extremely high. Typically, most of the cases brought against our Physicians end with no payment to the claimant. If you ever need our support you will find that our Claims Management operation is unquestionably one of the finest in the country.

MEDICAL MUTUAL leads the way in advocating for the interests of Maryland Physicians on local, state and national legislative levels.

Quality and Service
MEDICAL MUTUAL is continually challenging itself to find innovative insurance solutions to satisfy the demands of the evolving marketplace. Through our Professionals Advocate Insurance Company subsidiary, we can now serve Physician groups as they cross state lines, spread the risk pool which helps premium stability, increase our product flexibility, and boost our resources and expansion opportunities. Our goal is simple: MEDICAL MUTUAL wants to offer you the finest quality insurance coverage and service in the industry.